When’s the best time to negotiate a settlement on credit card debt?
Friday, October 16th, 2009zidag123 questioned: I need to settle my credit card debt. Is it better to wait to negotiate with the collection agency or before it goes to the collection agency or at another point?
Thanks in advance.
What can happen in court when being sued for credit card debt?
Monday, September 21st, 2009cooldog questioned: I am unemployed still and going to court over a wells fargo credit card debt of over $4000.00. can they lock me up?
HUGE QUESTION #2 WHAT ABOUT COURT FEES+COSTS?
I really need some real answers. Thanks in advance.
What happens when a lender is repaid an old debt long after they sold it to a collection agency?
Saturday, August 15th, 2009alizarinlily questioned: I have a bunch of negatives on my credit report and I am in a position where I can pay back my debts. I want to pay back the original lenders not only to assuage my guilt, but also to make a deal to delete my negative info. If I pay back lenders [...]
How much does your credit score increase for paying off a car?
Tuesday, February 24th, 2009Chivas… questioned: I totaled my car, which the insurance paid most of but since I didn’t have GAP insurance, I finished up paying about $800. What I want to know, is if the contract was for five years and the car is now paid off in 2yrs, will my credit score go up significantly? Most [...]
How do I get a FREE credit report that’s actually free?
Friday, November 14th, 2008Tail Stinger questioned: Despite the advertising that says you get a FREE credit report, they still want money. Does anyone know how a person can get their free credit report & not have to pay something? Don’t these companies know about fake advertising? Thanks in advance y’all!