Kimberly asked:
What is forgiven debt in relation to mortgage short sales? How do I go about pursueing this?
Debt Help
Mortgage, Short Sale, Short Sales
Kaytee asked:
My current credit score is 745 and I’ve built it solely by using credit cards and paying on time (but never had any loans). Somebody told me that the abscence of installement-paid loan will prevent my score from climbing much higher. Is it true? Should I take some consumer loan to boost my credit score since I am planning to apply for a mortgage in the near future?
Credit Reports
Current, Loans, Mortgage
Jennifer K asked:
If I have a good credit score but still have unpaid collection accounts on my credit report will lenders expect me to pay those before they would give me a mortgage? Or if my credit score is high does that mean they won’t really care about much else?
Credit Reports
Collection Accounts, Credit Reports, Mortgage
Ducci asked:
When I ran my credit report today, it shows my mortgage on there 3 times. All three accounts have the same account number and balances. My account is in good standing so does this hurt my report or make it better by showing so many good mortgage balances?
Credit Reports
Account Number, Credit Reports, Mortgage, Three Times