Can a credit card creditor place a lien on someone’s home to collect a debt?
Thursday, November 5th, 2009TJ questioned: My wife and I are being harressed and threatened by a collection agency over the phone at my wife’s work to place a lien on our house if we do not make excellent the debt. Can a lien be placed on a home in Texas for a credit card debt?
How to find the creditor to pay of credit card debt?
Tuesday, September 22nd, 2009italia044 questioned: I’ve racked up some credit card debt in school and now am out and want to pay the debt off in a lump sum settlement. It’s been about 2 years sense I’ve been able to make any payments and there have been a few different creditors that have tried to contact me. How [...]
Why does it take 30 days for a item to be removed from your credit report?
Monday, February 16th, 2009michaelwlr questioned: Today I payed a 4 year ancient $80 debt and they said it would take 30 to 40 days to place it on my credit report, is there any to get it done quicker. Also someone that works in banking or with a creditor how much will this raise my score? My score [...]
Is it legal for a creditor to continue to run your credit report?
Sunday, November 2nd, 2008TikaP questioned: I had a creditor to take me to magistrate court on an unpaid furniture debt. After some years later, they garnished my wages. I left that job and found a new one. Since that time (about 7 years now), they have been continuously pulling my credit report. When they do, it shows as [...]
What can I do to take a derogatory for collection account off my credit report when I never even got the bill?
Sunday, November 2nd, 2008bababoom questioned: I went out off my aparment in November. I never got a letter from the apartment complex afterwards or any type of bill or correspondence. I had a credit score of 764 and suddenly it dipped to 670. I bought a credit report to see why and learned:
Original Creditor: SANDSTONE APARTMENTS
Responsibility: [...]