Credit Repair Questions & Answers

virginiagirl asked:


I want to move in with a friend of mine, who’s apartment is run by a large company. I know they will do a credit check. My credit score is a 629… not the bottom, but not great. Do you think they’ll be okay with that?

To complicate matters, this company already approved me for a lease several months ago, but that fell through… I believe my credit was higher then. I really just don’t want to be stuck with nowhere to live. Please help, especially if you really know what you’re talking about!

insomina asked:


I just started a loan a couple months ago on a car and tried running a credit score check but could not find any records. How many monthly payments do you need to have done before you get a credit score on file? And no, I’ve never used a credit card prior, only a debit.

kel5996 asked:


I have been told that every time I order my credit report, my score goes down. Is this true?