How will negotiating a settlement for debt owed affect my credit?
Monday, June 22nd, 2009bloodycorinne questioned: I am very deep in debt, mostly on one credit card. Should I hire an attorney to negotiate a settlement for me with the bank? If so, how will this affect my credit score?
I care about my credit because I want to buy a condo within the next year or two.
What is Debt Consolidation and how does it work?
Saturday, May 16th, 2009David M questioned: I am in debt with a credit card issued by my bank and the interest is killing me. How does debt consolodation work? If I do this, will my interest go down and will it affect my credit in any way?
What happens to your credit score when you cancel a credit card?
Saturday, May 9th, 20092nd Commander questioned: say you are in excellent staying, never was late. always payed the balance. but you have too many credit cards let’s say. so when you cancel that credit card. what happens to your credit score? Does your credit limit you had for that card get erased from [...]
How can I get a copy of my credit report?
Friday, February 27th, 2009KrazyKris questioned: I applied for a credit card and was denied now I’m wondering whats on it. Which leads me to another question. If a company broke the rules and you got terrible credit because of it where can I report this or get it fixed. Hint; Suncom!
How long till you get a credit score?
Sunday, February 1st, 2009insomina questioned: I just started a loan a couple months ago on a car and tried running a credit score check but could not find any records. How many monthly payments do you need to have done before you get a credit score on file? And no, I’ve never used a credit card [...]
What does my credit score have to be to get a Walmart credit card?
Wednesday, January 14th, 2009spaztikus questioned: I want to get a Walmart credit card…My credit score is not the best but not the worst either…it’s around 616. I dont want to apply and make it any lower unless I know I can get a card.
Do i have a good credit score & how do get a credit report?
Tuesday, October 28th, 2008Sunny questioned: I want to know if i have a excellent credit hisroty before I run a credit report base on the the information below.
I have Citi credit card - $7000 credit
Learn $3000
Dell fina. credit $3000
I always pay my bill on time and in FULL. I have my credit about 2 years. No load/ home/ [...]
Why is this old debt still on my credit report?
Thursday, October 9th, 2008rnrsoul questioned: Everything I read says that collections come off of your report 7 years after the payment in question was missed. Now I have an ancient credit card that I didn’t use or pay since my first year in college, at least 12 years ago. The company waited until 2004 to send the ancient [...]
Does having a credit card help you re-build bad credit?
Sunday, August 3rd, 2008LuvMyAutisticSon questioned: Like if you don’t have excellent credit for instance from mis-paid bills and such, and you are offered a credit card from credit company that accepts you even with terrible credit. Does it help you re-build it?
what’s the best credit card to help repair my bad credit?
Wednesday, June 18th, 2008Katherine B questioned: I’m recently working on getting divorced & my credit was terribly hurt because of that. My bank is working with me to help me recover, but I am looking for a basic credit card, not necessairily a large line of credit, and one with REASONABLE fees and interest rates. Also, looking [...]