Credit Repair Questions & Answers

Avery S asked:


I had some medical bills from 4/10/01 that I didnt not pay in full. I was harassed for awhile by collections and then left alone. This debt was never reported on my credit record and has never showed up. Today on 2/14/2007 (6 years later) I receive a letter from a collections agency telling me to pay up or be reported to the credit agency. I am afraid to call because I heard making contact with them could cause the statutes of limitation to start up again. My question is, If I ignore them, can they really report this to the credit bureaus since the debt was from 6 years ago? Is this just a scare tactic at this point- keep in mind I havent heard from them in 5 years until now all of the sudden.
I live in Texas btw

HALO SPARTAN asked:


My mom and I have the same name and their is something on my credit report that is really hers. I’m trying to refinance my car and I can’t get the loan approved because of that one thing from my mom. They said I can pay someone to fix it but isn’t there a way to contact the credit report bureau myself?

db asked:


I have a judgment from a Michigan court. The tenant is suppose to make monthly payments and missed last month. How do I make sure the judgment is on the former tenants credit report? Should I report the full judgment?

Mandy C asked:


I am trying to find out a credit bureau that I acn order and view my credit report on-line. Please help!