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  • How high can your credit score go up after being very low?

    Sunday, May 10th, 2009

    Autumn Interlude questioned: My credit score is around 500. I’m 21 years ancient and I have made some pretty poor decisions regarding my financial obligations. (PLEASE, do not post any negative information or comments telling me to get back on track and how vital excellent credit is. I KNOW THIS and since [...]

    Can they put my husbands debt on my credit report?

    Thursday, January 15th, 2009

    Juan F questioned: My husband owes a chase credit card and i just checked my credit report and they have it on mine as an authorized user. Is this legal?
    I live in N.Y. Also I want to settle with this company before it goes to collections do i send them a letter or [...]

    Why is this old debt still on my credit report?

    Thursday, October 9th, 2008

    rnrsoul questioned: Everything I read says that collections come off of your report 7 years after the payment in question was missed. Now I have an ancient credit card that I didn’t use or pay since my first year in college, at least 12 years ago. The company waited until 2004 to send the ancient [...]