sarah asked:
I heard on some commercial that a bad credit score can keep you from getting a loan, a car, and a job? How is this possible? Why wouldn’t someone hire you because of your credit score?
Credit Reports
Bad Credit, Credit Score, Getting A Job
Jean-François D asked:
Hi, I moved from Europe to the US 2 years ago. Just tried to buy a house. Unfortunately i had no credit history in the US. Therefore i did my best to get a credit card to get a credit score (which i did 4 months ago). I now have a credit score of 653. Look quite bad no? Is it a bad score because my credit card is too recent?
Credit Reports
Bad Credit, Buy House, Europe 2
Casey asked:
Hi. I recently just got my first credit card ever and used it to make a $1600 purchase. The credit limit is $3000, so obviously I’m over 50% of the balance, and I just learned that’s bad for credit scores. I expect to be able to pay off the purchase in the next two or three months. Will my credit score go back up immediately after I get the balance on my card down, or will it take a while? Thanks.
Credit Reports
Bad Credit, Credit Card Balance, Credit Score
KrazyKris asked:
I applied for a credit card and was denied now I’m wondering whats on it. Which leads me to another question. If a company broke the rules and you got bad credit because of it where can I report this or get it fixed. Hint; Suncom!
Credit Reports
Bad Credit, Credit Card, Credit Reports
blueunicornapopka asked:
Most of my debt consists of medical bill leftovers (the amount after insurance) that has gone to collection. I have not seen anything that deals with those types of bad credit. They say medical is not supposed to affect your credit but it does.
Debt Help
Bad Credit, Insurance, Leftovers, Medical Bills
Master Shake asked:
My credit is around 570. I would like to increase it, but I was wondering what the cut off between “bad” & “not so bad, sorta fair” credit was, as I am planning on applying for a card to increase my score RESPONSIBLY. After paying off all of my debt ( which made me feel GREAT!!!), I need to rebuild my credit.
Suggestions?
Credit Reports
Bad Credit, Score Card, Score Threshold
BRYCE asked:
We are ooking for a home and they said they could help does anybody know how wellthey are and if they really can help?
Bad Credit Help
Bad Credit, Good Company, Home Loans
depressed04 asked:
I am trying to get a house and it is hard because I have bad credit but I have bad credit and I am in need of a loan and everybody is turning me down, I just need help someone please help me or give me a website that will help me out.
Bad Credit Help
Bad Credit, Website Help
LISA asked:
I have really bad credit from the past, but I am now paying off my old debt and trying to start new and build up my credit. A coworker told me that American General Finance can help me to rebuild my credit. Is this true?
Bad Credit Help
Bad Credit, Build Credit, Finance Help
msginayvette asked:
I need a small loan of about $2000, that I can make monthly payments on.
I have bad credit. I believe my score is 656. (i made mistakes)
and I dont have anything to use as collateral.
Does anyone have experience with or know of a company that will help?
Oh and I dont have a co-signer.
Bad Credit Help
Bad Credit, Collateral, Monthly Payments
YS1103 asked:
I have really learned my lesson all this damage was done when I turned 18 I went crazy but I have been suffuring the consequenses since then I am now 25 and know how important it is to have good credit I am trying to rebuild it now is getting a secured credit card helpful to me in having a revolving account does that really help?
Bad Credit Help
Bad Credit, Consequenses, Credit Help
callalobo asked:
I want my credit score to get better and I was told I needed to get a credit card to establish more credit. Has anyone gotten a card that helps someone improve their credit score?
Bad Credit Help
Bad Credit, Credit Cards, Improve Credit
my name here asked:
I know i have bad credit, But everytime i go to look for an apartment i get turned down..What should i do or say to the landlord??
What can i do or say to the landlord? plus i dont have a co signer
Bad Credit Help
Bad Credit, Co Signer, Rent An Apartment
debc222 asked:
i have bad credit but i would like to purchase this home offered by hud i also need help with down payment and i need the price of the home. i work hard but struggle. i will make the payments i can get a cosigner but their credit is worse than mine.
Bad Credit Help
Bad Credit, Credit Help, Hud
thomas p asked:
I HAVE A LOW 500′S CREDIT SCORE, WE HAVE BEEN A STRUGGLING FAMILY FOR YEARS NOW, WE HAVE 7 KIDS AT HOME, 4 ARE FROM PREVIOUS MARRIAGES.WE ARE IN THE NEED OF OWNING OUR OWN HOME, IVE RECENTLY GOT A PROMOTION AT WORK THAT ALMOST DOUBLED MY INCOME.BETWEEN THE BOTH OF US WORKING WE MAKE ROUGHLY 80 A YEAR. CAN WE STILL GET HELP WITH A HOME LOAN?
Bad Credit Help
Bad Credit, Credit Score, Home Loans
saylasmommy asked:
What is teh best credit card to get to help fix credit? My Credit score is not good…Like a 550…I Need to get a credit card but no one will approve me! Help!
Bad Credit Help
Bad Credit, Credit Help, Credit Score
Brandon C asked:
I am in need of a $2000.00 loan and I have really bad credit. I would like to work with a company in the U.S. only. Please help me.
Bad Credit Help
Bad Credit, Credit Help, Persoanl Loan
DeAnna M asked:
I want to open a franchise but I need help getting money for the franchise fee, plus I have bad credit. Can anyone point me in the right direction?
Bad Credit Help
Bad Credit, Franchise Fee, Right Direction