What kind of Documents, should I ask for, when a collection agency is suing me for a credit card debt?
November 5th, 2009
haydu_computer asked:
The attorney literally sent the back of a credit card agreement, no signature. The Revision Date is from 1999, however, the account was open in 1996…. I need to ask this clown to provide some evidence that the debt is mine. I need to ask him to prove the amount as well.
The attorney literally sent the back of a credit card agreement, no signature. The Revision Date is from 1999, however, the account was open in 1996…. I need to ask this clown to provide some evidence that the debt is mine. I need to ask him to prove the amount as well.
hi…. ask for copies of the entire original document… also ask how many times the credit card company increased your credit line without you requesting the increase… I would suggest you speak to a credit counselor in your community,, it is free,, call the BBB and they can give you reference people at one of these agencies… good luck
The collection agency needs to show you that he debt is yours and that your signature exists in the agreement. Call his bluff. I will bet you will win. At the same time check your credit score. Write to the three credit bureau’s to investigate this. Send your letters certified with return receipt. For examples of these letters go to ftc.gov search for identity fraud