You have a debt on your credit report. Can your wages be garnished if you make payments via check?
January 10th, 2009
enance asked:
I have a medical bill on my credit report that I would like to make payments on. If I begin to make payments on this debt via personal
check, can they automatically garnish the funds from my checking account?
I have a medical bill on my credit report that I would like to make payments on. If I begin to make payments on this debt via personal
check, can they automatically garnish the funds from my checking account?
They would have to get a court order for the full amount unless you wrote them and stated that had permission to freely garnish that money.
Have you gotten any hinto of court proceedings for the money?
So if they do so without a court order it would be illegal.
send money orders or certified checks if you worry.. The debtor that you owe money to can garnish your wages no matter what if like the other poster claims, they get a court order. and they search you out through your W2 forms and tax forms.. The good old IRS helps there. They track you through your social security number.. All employers have to report this for their own tax purposes, unless you are a cheater and get paid under the table.. That will get you in more trouble cause the bank you deposit your money in, also has to report to the IRS also. So you are screwed no matter what.. just contact them and try to work out a payment plan the best you can afford. goodluck!
It’s not smart to tip off your creditor about where you keep your money. Writing a check gives them a direct line to where your account is located. It would be very simple for them to get a court judgement, then take the money from your account.
Send them money by money order if at all possible.
Not without a court order.
I agree with Studly. One additional point. Do not get the money order at your bank. I would get one at the post office.