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You have a debt on your credit report. Can your wages be garnished if you make payments via check?
By CreditWiz | January 10, 2009
enance questioned:
I have a medical bill on my credit report that I want to make payments on. If I start to make payments on this debt via personal
check, can they automatically garnish the funds from my checking account?
I have a medical bill on my credit report that I want to make payments on. If I start to make payments on this debt via personal
check, can they automatically garnish the funds from my checking account?
Topics: Credit Reports |
January 12th, 2009 at 7:15 am
They would have to get a court order for the full amount unless you wrote them and stated that had permission to freely garnish that money.
Have you gotten any hinto of court proceedings for the money?
So if they do so without a court order it would be illegal.
January 14th, 2009 at 11:15 am
send money orders or certified checks if you worry.. The debtor that you owe money to can garnish your wages no matter what if like the other poster claims, they get a court order. and they search you out through your W2 forms and tax forms.. The excellent ancient IRS helps there. They track you through your social security number.. All employers have to report this for their own tax purposes, unless you are a cheater and get paid under the table.. That will get you in more distress cause the bank you deposit your money in, also has to report to the IRS also. So you are screwed no matter what.. just contact them and try to work out a payment plot the best you can afford. goodluck!
January 16th, 2009 at 6:56 am
It’s not smart to tip off your creditor about where you keep your money. Writing a check gives them a direct line to where your account is located. It would be very simple for them to get a court judgement, then take the money from your account.
Send them money by money order if at all possible.
January 17th, 2009 at 7:17 am
Not without a court order.
I agree with Studly. One additional point. Do not get the money order at your bank. I would get one at the post office.